The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested.

You are never too young to start planning for your future retirement. The earlier you start the better chance you have in gaining an advantage in retirement. The stages in your life may dedicate how much you can afford to invest or save depending on your financial circumstances and your Attitude to Risk. “A goal without a plan is just a wish”. At Palantir Financial Planning Ltd we can help create and build a plan to attain your financial goals and objectives.

Insurance company SunLife Researchers have studied the finances of 3,000 people who are over the age of 50, finding that 21 percent of people in the 50 to 59 age group currently don’t have any private pension savings.

How we can help:

  • One point of contact (no call centres)
  • Providing clear and transparent advice
  • Access to the latest market research saving you money and time
  • Regular meetings to monitor and review your investment portfolio
  • Providing fair and transparent costs
  • Keep you updated on new developments and legislation changes
  • Saving you time and money

The value of the investment can go down as well as up and you may not get back as much as you put in.

A big part of retirement planning includes pension planning. At Palantir Financial Planning Ltd we can carry out a full pension health check on all your existing and dormant pensions (both defined contribution and final salary schemes).

If required we can transfer/set up a new personal pension (SIPP or SASS) if your present pension is not performing as it should.  At Palantir Financial Planning Ltd we would look at the most tax efficient way to invest either through your salary or via a lump sum. Retirement planning requires a holistic approach, therefore it is vital to establish a client’s financial and personal circumstances. This will allow us to create and coordinate a strategy that will facilitate the most tax efficient way to invest and draw an income both pre and post retirement.

Transferring out of a final salary pension is unlikely to be in the best interests of most people.

Some of the investments we can advise on:

  • Pension investments
  • ISAs
  • Insurance Bonds
  • Investment Bonds
  • Unit trusts & OEICS
  • Index Trackers
  • Exchange Traded Funds
  • Stocks and shares
  • Guaranteed bonds
  • Capital protected plans
  • Other collective investments
  • Active and passive funds

The value of the investment can go down as well as up and you may not get back as much as you put in.

We offer a free no obligation initial consultation in which you can have an open and honest conversation with a regulated company to determine if we can assist with your future financial plans.

It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.

Robert Kiyosaki
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